Mathematical calculations relating to money surround you throughout the day. Even the simplest tasks of shopping, paying bills, buying groceries, and investing involve monetary transactions. However, did you know your thoughts play a great role in the way you see and manage money? Your philosophy, beliefs, and past behavior impact your financial status. Even financial leaders, business tycoons, and successful personalities have strong opinions about money.
While you can surely read personal finance books, you can also understand thought-provoking ideas by famous personalities through short quotes. Money quotes offer timeless wisdom, helping you navigate your expenses in the right way. These quotes resonate across generations, making them applicable to all fields. With the use of money quotes, you can seek direction, gain a fresh perspective, or reflect on your wealth creation journey.
Psychology behind money quotes
Money quotes often carry powerful psychological insights that highlight both practical and emotional aspects of wealth. Many money quotes portray wealth not just as a sum of money but as a mindset of contentment, independence, and fulfillment, focusing on how money can enhance well-being rather than merely accumulating wealth. This framing encourages a balanced view of money as a tool for happiness rather than a measure of self-worth.
In The Psychology of Money, Morgan Housel explores how personal behavior, emotional attitudes, and life experiences significantly influence financial decisions, often more than technical knowledge does. Housel argues that success with money isn’t solely about intelligence but largely about behavior. People’s financial decisions are influenced by their unique personal experiences and often reveal irrational biases and tendencies.
In short, our mindset plays a major role in shaping our financial well-being. As we work hard to earn money, it’s equally important to build a positive belief system and align our values. To stay motivated, the following money quotes can help you cultivate a healthier relationship with money.
100 Inspiring money quotes for much-needed motivation
Money quotes from top-rated personalities across varied industries help you regain focus. Each quote offers a distinctive perspective, thereby expanding your horizons of financial knowledge. One can easily use these quotes as daily reminders for growth and success.
1. The man who does more than he is paid for will soon be paid for more than he does. – Napoleon Hill
2. When buying shares, ask yourself, would you buy the whole company? – Rene Rivkin
3. Unfortunately most ways of making big money take a long time. By the time one has made the money one is too old to enjoy it. – Ian Fleming
4. It is not the man who has too little, but the man who craves more, that is poor. – Seneca
5. If you want to know what God thinks of money, just look at the people he gave it to. – Dorothy Parker
6. Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Rogers
7. Wealth consists not in having great possessions, but in having few wants. – Epictetus
8. A wise person should have money in their head, but not in their heart. – Jonathan Swift
9. There is no such thing as just enough money. Only two measures: No Money and Not Enough Money. – John Steinbeck
10. Money is a terrible master but an excellent servant. – P.T. Barnum
11. There are three faithful friends, an old wife, an old dog, and ready money. – Benjamin Franklin
12. Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man. – Kahlil Gibran
13. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. – Ayn Rand
14. Do what you love and the money will follow. – Marsha Sinetar
15. It’s amazing how fast later comes when you buy now. – Milton Berle
16. Wealth is not about having a lot of money; it’s about having a lot of options. – Chris Rock
17. The two most beautiful words in the English language are ‘check enclosed. – Dorothy Parker
18. It all came down to money – the great equalizer and common denominator. – James Ellroy
19. Empty pockets never held anyone back. Only empty heads and empty hearts can do that. – Norman Vincent Peale
20. Money won’t create success, the freedom to make it will. – Nelson Mandela
21. It’s not the salary that makes you rich, it’s your spending habits. – Charles A. Jaffe
22. Formal education will make you a living; self-education will make you a fortune. – Jim Rohn
23. The safest way to double your money is to fold it over and put it in your pocket. – Kin Hubbard
24. He who is of the opinion that money will do everything may well be suspected of doing everything for money. – Benjamin Franklin
25. It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things that money can’t buy. – George Horace Lorimer
26. You can be young without money, but you can’t be old without it. – Tennessee Williams
27. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. – T.T. Munger
28. The lack of money is the root of all evil. – Mark Twain
29. You must gain control over your money or the lack of it will forever control you. – Dave Ramsey
30. Don’t tell me where your priorities are. Show me where you spend your money, and I’ll tell you what they are. – James W. Frick
31. Wealth is the ability to fully experience life. – Henry David Thoreau
32. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. – Robert G. Allen
33. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. – Zig Ziglar
34. Money is the most universal and most efficient system of mutual trust ever devised. – Yuval Noah Harari
35. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. – Robert Kiyosaki
36. Beware of little expenses; a small leak will sink a great ship. – Benjamin Franklin
37. A man who both spends and saves money is the happiest man because he has both enjoyments. – Samuel Johnson
38. Wealth is like sea-water; the more we drink, the thirstier we become. – Arthur Schopenhauer
39. He who wishes to be rich in a day will be hanged in a year. – Leonardo da Vinci
40. Money, like emotions, is something you must control to keep your life on the right track. – Natasha Munson
41. Never spend your money before you have it. – Thomas Jefferson
42. It is not the creation of wealth that is wrong, but the love of money for its own sake. – Margaret Thatcher
43. The way to become rich is to make money, not to save it. – Kate Chopin
44. Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus. – Francoise Sagan
45. There are people who have money and people who are rich. – Coco Chanel
46. A simple fact that is hard to learn is that the time to save money is when you have some. – Joe Moore
47. Make money your god, and it will plague you like the devil. – Henry Fielding
48. No wealth can ever make a bad man at peace with himself. – Plato
49. Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment, it ensures the possibility of satisfying a new desire when it arises. – Aristotle
50. You have reached the pinnacle of success as soon as you become uninterested in money, compliments, or publicity. – Thomas Wolfe
51. Money is like manure. You have to spread it around or it smells. – J. Paul Getty
52. Money is usually attracted, not pursued. – Jim Rohn
53. A fool and his money are soon parted. – Thomas Tusser
54. If you don’t find a way to make money while you sleep, you will work until you die. – Warren Buffett
55. A bank is a place that will lend you money if you can prove that you don’t need it. – Bob Hope
56. Money isn’t everything, but it’s right up there with oxygen. – Rita Davenport
57. The only way not to think about money is to have a great deal of it. – Edith Wharton
58. There is a gigantic difference between earning a great deal of money and being rich. – Marlene Dietrich
59. It is a kind of spiritual snobbery that makes people think they can be happy without money. – Albert Camus
60. Money looks better in the bank than on your feet. – Sophia Amoruso
61. I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too. – Steve Martin
62. When somebody says it’s not about the money, it’s about the money. – H.L. Mencken
63. There is only one class in the community that thinks more about money than the rich, and that is the poor. – Oscar Wilde
64. Of all the icy blasts that blow on love, a request for money is the most chilling. – Gustave Flaubert
65. Money follows art. Money wants what it can’t buy. Class and talent. And remember while there’s a talent for making money, it takes real talent to know how to spend it. – Candace Bushnell
66. You’d be surprised what people will do for money that they wouldn’t do for love. – Rachel Caine
67. Money has no fatherland, financiers are without patriotism and without decency, their sole object is gain. – Napoleon Bonaparte
68. Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.”– Tim O’Reilly
69. Fortune sides with him who dares. – Virgil
70. Lottery: A tax on people who are bad at math. – Ambrose Bierce
71. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. – Warren Buffett
72. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. – Johann Wolfgang von Goethe
73. Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. – Dave Ramsey
74. Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. – J. Paul Getty
75. If all the economists were laid end to end, they’d never reach a conclusion. – George Bernard Shaw
76. Spending money to show people how much money you have is the fastest way to have less money. – Morgan Housel
77. Do not save what is left after spending; instead spend what is left after saving. – Warren Buffett
78. No one’s ever achieved financial fitness with a January resolution that’s abandoned by February. – Suze Orman
79. When I was young I thought that money was the most important thing in life; now that I am old I know that it is. – Oscar Wilde
80. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. – Paul Samuelson
81. A simple fact that is hard to learn is that the time to save money is when you have some. – Joe Moore
82. Know what you own, and know why you own it. – Peter Lynch
83. Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million. – Jean-Jacques Rousseau
84. A man always has two reasons for doing anything: a good reason and the real reason. – J.P. Morgan
85. Money is something we choose to trade our life energy for. – Vicki Robin
86. The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you’ll only achieve small things. – T. Harv Eker
87. Surplus wealth is a sacred trust which its possessor is bound to administer in his lifetime for the good of the community. – Andrew Carnegie
88. You do not rise to the level of your goals. You fall to the level of your systems. – James Clear
89. The world has enough for everyone’s need, but not enough for everyone’s greed. – Mahatma Gandhi
90. Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t, pays it. – Albert Einstein
91. The stock market is the story of cycles and of the human behavior that is responsible for overreactions in both directions. – Seth Klarman
92. Money is the most emotionally potent commodity we have in our lives. It confronts us with all the deep issues that human beings have wrestled with for centuries: security, survival, self-worth, power, love. – Jacob Needleman
93. The stock market is a giant distraction to the business of investing. – Jack Bogle
94. Wealth is not the same thing as money. Wealth is as much the ability to control one’s own time as it is the accumulation of assets. – Paul Graham
95. Do not be fooled into believing that because a man is rich, he is necessarily smart. There is ample proof to the contrary. – Julius Rosenwald
96. Win or lose, everybody gets what they want out of the market. Some people seem to like to lose, so they win by losing money. – Ed Seykota
97. Wealth is not a matter of intelligence; it’s a matter of inspiration. – Orison Swett Marden
98. Decide what you want, decide what you are willing to exchange for it. Establish your priorities and go to work. – H.L. Hunt
99. Before you can become a millionaire, you must learn to think like one. You must learn how to motivate yourself to counter fear with courage. – Thomas J. Stanley
100. Work like there is someone working 24 hours a day to take it all away from you. – Mark Cuban
Wrapping up
Quotes on money help you reflect on your choices, values, and preferences towards finance. Quotes of great authors and thinkers act as a means of exchanging information through powerful displays of thoughts. They even stand as a reminder to transition your expenses and investments in the direction that best satisfies your life goals. You can also help take from the best money and personal finance podcasts to gain clarity. By reflecting on diversely knowledgeable thoughts, you can create a financially rewarding future for generations to come.
Hey, I’m Riya Jogi, a keen educator, guest lecturer and a graduate of marketing studies. With my passion for child development, I strive to make every word count. Developing strategies, ideas and easy ways of learning is what inspires me! I’m hoping to create a more inclusive and positive world for every learner and educators out there.